Cornerstone Community Bancorp operates as the bank holding company for Cornerstone Community Bank that provides commercial, industrial, agricultural and personal credit, and other banking services in Tehama and Shasta counties, and the surrounding areas in California. The company offers personal banking products comprising personal checking and savings accounts that include standard savings, money market, health savings, individual retirement accounts, and certificates of deposit; debit and personal credit cards; and personal loans, personal lines of credit, auto loans, home equity lines of credit, and residential construction loans. It also provides business banking products, including business checking and savings accounts, money market accounts, and certificates of deposit; business debit and credit cards; business loans, such as business term, equipment, commercial real estate, commercial construction, and small business administration loans; business lines of credit and letters of credit; and business services comprising online banking and bill payment, automated sweeps, positive pay, remote deposit capture, ACH origination, messenger, and merchant card services. In addition, the company offers agricultural loans; account services, such as digital banking, mobile payments, and e-statements; and telephone banking, notary, automated teller machine, safe deposit box, wire transfer, and night depository services. Cornerstone Community Bancorp was founded in 2006 and is headquartered in Red Bluff, California.
